Tax Credits & Strategies Most CPAs Miss

Your accountant filed your return. But did they find the $50K you left on the table?

Find Out What You're Missing

Compliance Is Not Strategy

Most accountants do exactly what you ask: file your return, send a bill, see you next year.

They don't ask:

They file what you give them. We find what you're missing.

Tax Credits That Put Cash Back in Your Pocket

Credits reduce your tax bill dollar-for-dollar. These are the ones most businesses miss.

R&D Tax Credit

Not just for labs and scientists. If you're developing products, software, processes, or formulas, you may qualify.

Who it's for:

  • • Manufacturers improving processes
  • • Software companies building products
  • • Engineers solving technical problems
  • • Any business experimenting to improve

Typical savings: $50,000 - $250,000+

Work Opportunity Tax Credit

Hire from certain target groups and get a federal tax credit up to $9,600 per employee.

Who it's for:

  • • Businesses hiring veterans
  • • Businesses hiring from designated communities
  • • Any company with regular hiring activity

Typical savings: $2,400 - $9,600 per qualified hire

Energy & Investment Credits

Federal EV tax credits expired September 30, 2025 under the One Big Beautiful Bill Act. However, business investment credits for solar installations and qualifying energy property remain available for eligible projects.

Who it's for:

  • • Businesses installing solar on commercial property
  • • Building owners with qualifying energy investments
  • • Companies with projects placed in service before credit phase-outs

Note: EV credits (new and used) are no longer available for vehicles placed in service after September 30, 2025.

Typical savings: Varies by project and timeline

Depreciation Strategies That Accelerate Deductions

Why wait 27.5 or 39 years to deduct an asset when you can do it now?

Bonus Depreciation

The One Big Beautiful Bill Act restored and made permanent 100% bonus depreciation for qualified property placed in service after January 19, 2025. Deduct the full cost of equipment, vehicles, and qualified improvement property in year one.

Who it's for:

  • • Businesses buying equipment used >50% for business
  • • Companies purchasing vehicles over 6,000 lbs GVWR
  • • Any business with significant capital expenditures

100% expensing is now permanent—no phase-down.

Typical savings: 100% first-year deduction on qualified assets

Cost Segregation

A cost seg study reclassifies components of your building into shorter depreciation lives. Combined with permanent 100% bonus depreciation, a $1M building can generate massive first-year deductions.

Who it's for:

  • • Real estate investors (residential and commercial)
  • • Business owners who own their building
  • • Anyone who bought, built, or renovated property

Typical savings: $50,000 - $300,000+ in accelerated deductions

Section 179 Expensing

Immediately deduct the full cost of qualifying equipment and software in the year you buy it. The OBBBA enhanced Section 179 limits, allowing expanded first-year expensing for small and mid-sized businesses.

Who it's for:

  • • Businesses purchasing equipment or software
  • • Companies buying qualifying vehicles
  • • Any business with capital purchases within annual limits

Typical savings: Full deduction in year one on qualifying property

Advanced Strategies for High-Income Business Owners

These aren't for everyone. But if you qualify, the savings are significant.

Advanced

Augusta Rule (Section 280A)

Rent your home to your business for up to 14 days per year, tax-free. Board meetings, strategy sessions, team retreats. Legitimate, legal, and overlooked.

Who it's for:

  • • S-Corp owners
  • • Business owners who host meetings at home
  • • Anyone with a home office and a legitimate business use

Typical savings: $5,000 - $20,000+ per year in tax-free income

Advanced

Cash Balance Pension Plans

A retirement plan that lets you contribute $100K-$300K+ per year, tax-deferred. Way beyond a 401(k). Ideal for high-income owners with consistent profits.

Who it's for:

  • • Business owners with $300K+ net income
  • • Professionals (doctors, lawyers, consultants)
  • • Owners looking to shelter large amounts pre-tax

Typical savings: $100,000 - $350,000+ per year in tax-deferred contributions

Advanced

Captive Insurance (831(b))

Create your own insurance company to cover business risks and convert taxable income into potentially tax-free buildup. Complex, but powerful for the right business.

Who it's for:

  • • Businesses with $1M+ revenue
  • • Companies with legitimate insurable risks
  • • Owners looking for advanced asset protection + tax deferral

Typical savings: $100,000 - $250,000+ per year in premium deductions

This Isn't for Everyone

These strategies require:

If your main question is "what's your hourly rate?" we're probably not a fit.

If your question is "how much can you save me?" let's talk.

Find Out What You're Leaving on the Table

20-minute call. No pitch. Just answers. We'll review your situation and tell you which strategies apply. If none do, we'll tell you that too.

Schedule a Tax Strategy Call